What You (As An Advisor) Need To Know About Long Term Care Insurance

What You (As An Advisor) Need To Know About Long Term Care Insurance

With Kim Natovitz, CLU, CLTC
TriBridge Partners
Tuesday, April 24, 2018

One of your client’s greatest concerns in retirement is running out of money and one of the greatest financial risks your clients will face in retirement is long term care expenses. In this session, a long-term care specialist will outline the strategies you can help your clients employ to ensure that they are protected from the ravages of long term care expenses. This session will teach you the tactics that will allow your clients to re position and re purpose monies to shelter their assets. Long term care will affect many of your clients (and their parents). Take the time to hear an expert explain the methods you can use to help your clients and increase your worth as an advisor and potentially save your clients from financial distress. This is an important session that should not be missed.

Session Handbook: Download

Permanent Life Insurance Policy Purchase Process

Permanent Life Insurance Policy Purchase Process

March 20th, 2018 at 2PM ET
With Barry Flagg, CFP, CLU, ChFC, GFS, Veralytic, Inc.

Understanding the life insurance purchase process can save your clients thousands to hundreds of thousands of dollars in premium costs. The process begins with the selection of policy type based on client risk temperament and includes an underwriting process that can vary widely from carrier to carrier and greatly influence policy pricing. Life insurance sales illustrations are often used as a policy selection tool when, in fact, the illustrations are misleading, at best. Understanding policy costs is a much better differentiator. Permanent policy cash value returns have a great influence on the policy performance of non-guaranteed policies, but rate of return expectations are often overly optimistic leading to future client letdown and premium increases. This session will provide the financial advisor with the tools needed to advise clients on purchasing a financial asset that should last a lifetime.

Session Handbook: Presentation Slides

Supporting Document: Best Practice Standards