Coming In 2018

Coming in 2018

The Life Insurance Purchase Process: Many TOLI Trustees do not have a thorough understanding of a prudent process for the purchase of life insurance. Join Barry Flagg and Michael Brohawn as they review that process and outline the steps that should be taken to ensure that your client gets the right policy, properly priced.

Life Insurance Policy Valuation: A misunderstood and often confusing process, life insurance policy valuation can be an important part of your client’s estate or gifting program. Join Jon Mendelsohn, a policy valuation expert as we discuss the proper methodology for policy valuation.

Estate Planning for 2018: Understanding the effect of upcoming tax changes on estate planning techniques and document will be a hot button issue in 2018. Join Randy Pople, a popular ITM TwentyFirst U contributor as he explores the changes

Check back in the coming months for dates

TOLI Issues and Solutions – 2017 Year in Review

TOLI Issues and Solutions – 2017 Year in Review

Michael Brohawn, CFP®, CLU® and Leon Wessels
Marketing – ITM TwentyFirst
Tuesday, December 12th, 2017 at 2PM ET
1 Hour CE credit for CFP, CTFA and FIRMA Certified Member

2017 was a bumpy year for Trust Owned Life Insurance (TOLI) trustees.  With the higher federal estate tax exemption, married couples are not even affected by the estate tax until their estate hits almost 11 million dollars and the threatened repeal will mean that even those few may no longer feel a need for an ILIT.  How does a TOLI trustee best handle Grantors who may no longer even feel a need for an ILIT?  Trustees managing life insurance policies have struggled in a low interest rate environment with poorly performing policies that have not lived up to expectations. Could you be liable for them? Cost of insurance increases from more than ten carriers have raised premiums by 150%.  Which policies are affected and how do you handle them?  COI increase lawsuits are winding their way through the courts.  What is the possible outcome and could they help you?  It may be a good time to take another look at your TOLI business as we wind down 2017 and enter the new year.  In this session, we will do just that, providing updates on where the industry is now, where things are going and the opportunities and pitfalls that await the TOLI trustee in 2018 and beyond.

Life Insurance 101 (for TOLI Trustees)

Life Insurance 101 (for TOLI Trustees)

Michael Brohawn, CFP®, CLU®
Marketing – ITM TwentyFirst
Tuesday, November 14, 2017 at 2 PM ET
1 Hour CE credit for CFP, CTFA and FIRMA Certified Member

Today’s Trust Owned Life Insurance (TOLI) Trustee faces a harder task than ever. Low interest rates, cost of insurance increases, and market volatility have wreaked havoc on permanent life insurance policies. This course will explain life insurance in a practical way for those who are not life insurance experts, but should understand life insurance and its current problems. We will focus on policy characteristics and pressing issues that one must be capable of managing. While this session is geared toward those that are not life insurance experts, it still offers additional knowledge for those that are well versed in life insurance. A handbook that can serve as a reference going forward will be provided to all attendees.

Session Handbook: Download

Minneapolis Parks and Recreation – Garden Rehabilitation

Minneapolis Parks & Recreation – Garden Rehabilitation |

Team members assisted members of Minneapolis Parks and Recreation with the clean-up and rehabilitation process of the Minnehaha Park Song of Hiawatha Garden in Minnehaha Park. After just three hours, the entire garden had been stripped of unwanted debris and large weeds, and was ready for planting!

Unique and Hard to Value Asset Management

Unique and Hard to Value Asset Management

University of Notre Dame
July 9 – 15, 2017

DURING OUR SUMMER BREAK: As we did last year, we will be teaching at the Cannon Financial Institute’s week long course on Unique and Hard to Value Asset Management held on the Notre Dame campus in South Bend, Indiana.  We will be teaching a session on life insurance.